Preparing your case
Before anyone is approached, we work out how much debt the business can carry and what kind suits it. Then we build the financial model, the projections and the lender presentation, and set up the data room.
Debt Advisory
For companies worldwide raising USD 5m to USD 200m in debt. We prepare your case the way lenders assess it, approach the banks, private credit funds and non-bank lenders that fit, answer their due diligence questions and negotiate the terms with you, so you can compare offers side by side before you commit.
Get in TouchWhy Alehar
A debt raise follows a specific process, and most of it is hard to see from the company's side: how each lender assesses you, who has to approve the loan, what they still need, and which terms can be negotiated. It usually takes many months. We have worked on the lending side, so we know how the process works, and we take you through it step by step.
Before anyone is approached, we work out how much debt the business can carry and what kind suits it. Then we build the financial model, the projections and the lender presentation, and set up the data room.
Banks, private credit funds and non-bank lenders each have their own criteria on size, sector and security. We approach every lender whose criteria your company meets and tell you where each one stands.
Each lender comes back with questions and document requests before its credit committee decides. We prepare the answers with your finance team and keep every lender moving.
We compare the offers on rate, fees, covenants, security, personal guarantees and prepayment charges, explain what each one means for you, and negotiate them with you. We stay through the loan documents until the money lands.
Tell us what you want to fund or refinance.
We reply within 24 hours with how we would approach it.
Typical situations
“We could raise equity, but we do not want to give away more of the company.”
“We have only ever borrowed from our own bank, and do not know what else is out there.”
“We keep hearing about private credit, and cannot tell whether it fits a company like ours.”
“We operate in more than one country, and do not know where the debt should sit.”
“We know what we want to fund, but not how much debt the business can safely carry.”
Whether you're funding growth, refinancing what you already have, or paying for an acquisition, these are the types of debt we work on.
Larger, more flexible loans from private credit funds to fund expansion.
Replacing expensive or restrictive debt, or resetting the capital structure.
Lines that fund receivables, inventory and seasonal peaks.
Loans secured on equipment or property.
Debt to buy a company or buy out a shareholder.
Debt that ranks behind other loans and ahead of equity, used when those loans alone do not cover the need.
Term loans for venture-backed companies, sized on recent funding and recurring revenue.
Loans repaid as a percentage of revenue, or loans with equity features such as warrants.
Loans from government-backed lenders that fund specific sectors, regions or exporters.
Markets we serve
We work with companies worldwide. Where you are changes who will lend to you, and on what terms.
For Indian companies raising debt from banks, private credit funds and NBFCs to grow or acquire.
Explore this marketEuropeFor Dutch companies refinancing, or adding a second lender alongside their main bank.
Explore this marketAsiaFor Philippine companies raising debt from banks, financing companies and private credit funds to grow or acquire.
Explore this marketSome services described on this page may be regulated activities in certain jurisdictions. Alehar provides services only where legally permitted. See our Disclaimer.
Tell us what you're working on. We'll tell you how we'd approach it. We respond within 24 hours.
Perspectives on corporate finance, fundraising, and M&A, from the Alehar team.